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Category: Sandestin Mortgage

At Fidelity Home Group, we are Sandestin mortgage experts! We offer more options, more transparency and a simpler way to find the right mortgage program for your unique situation.

Sandestin, located on the Emerald Coast of Florida, is known for its stunning white beaches and crystal-clear waters. Originally a tiny fishing village, the destination is now popular with tourists and welcomes millions of visitors each year. Sandestin is a spectacular setting for tourists to participate in a range of beach and water-based activities. Discover the beauty of Sandestin’s beaches and bask in the glorious heat of the sun. Take a dip in the clear waters, or do something adventurous like snorkeling, boating or water skiing. Seek out one of Sandestin’s many golf courses and play a round of golf or two. If you rent a bike you can explore this region on wheels. Casual and fine dining restaurants are abundant in Sandestin.

5 Tips for Making Your Best Offer

Written by Sandestin FL Mortgage Syndicated User on . Posted in Mortgage Sandestin FL, Sandestin Mortgage.

In today’s sellers’ market, standing out as a buyer is critical. Multi-offer scenarios and bidding wars are the norm due to the low supply of houses for sale and high buyer demand. If you’re buying this fall, you’ll want every advantage, especially when you’ve found the home of your dreams. Below are five things to keep in mind when it’s time to make an offer. 1. Know Your Budget Knowing your budget and what you can afford is critical to your success as a homebuyer. The best way to understand your numbers is to work with a lender so you can get pre-approved for a loan. As Freddie Mac puts it: “This...

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The Truth About Today’s Buyer Demand

Written by Sandestin FL Mortgage Syndicated User on . Posted in Mortgage Sandestin FL, Sandestin Mortgage.

When it comes to the latest news in real estate, there are a lot of sensational headlines in the media. In times like this, when it can be hard to know what to believe, put your trust in the experts. Those of us in the housing market respect that buying or selling a home is a major life decision, and we offer advice based on what the data shows. Despite what you may have read, the housing market is still undeniably strong. Here’s a look at what leading experts have to say about buyer demand today and how it continues to shape the industry: Michael Lane, President at ShowingTime: “In general,...

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Why It’s Still Safe To Sell Your Home

Written by Sandestin FL Mortgage Syndicated User on . Posted in Mortgage Sandestin FL, Sandestin Mortgage.

If you’re on the fence about whether or not you want to sell your house this year, there’s good news. Real estate professionals are highly experienced in how to sell houses safely during the pandemic. Over the last year, agents have adopted new technologies and safety measures designed to keep you safe. And experts say these practices are here to stay. As Bob Goldberg, CEO of the National Association of Realtors (NAR), puts it: “The pandemic has confirmed to all of us in the industry that technology will continue to transform real estate.” Below is a closer look at some of the new tools real...

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Fact or Fiction: Homebuyer Edition [INFOGRAPHIC]

Written by Sandestin FL Mortgage Syndicated User on . Posted in Mortgage Sandestin FL, Sandestin Mortgage.

Some Highlights When it comes to the current housing market, there are multiple misconceptions – from what the current supply of available homes looks like to how much houses are selling for. It takes professionals who study expert opinions and data to truly understand the real estate market and separate fact from fiction. Trust the pros. If you want to understand why it’s still a good time to buy, let’s connect today. Content previously posted on Keeping Current Matters href=”https://www.simplifyingthemarket.com/en/?a=429471-6e7ae3e7d7cea4059ea7d116981248f9″>Keeping Current...

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Home Price Appreciation Is Skyrocketing in 2021. What About 2022?

Written by Sandestin FL Mortgage Syndicated User on . Posted in Mortgage Sandestin FL, Sandestin Mortgage.

One of the major story lines over the last year is how well the residential real estate market performed. One key metric in the spotlight is home price appreciation. According to the latest indices, home prices are skyrocketing this year. Here are the latest percentages showing the year-over-year increase in home price appreciation: The House Price Index (HPI) from the Federal Housing Finance Agency (FHFA): 18.8% The S. National Home Price Index from S&P Case-Shiller: 18.6% The Home Price Insights Report from CoreLogic: 18% The dramatic increases are seen at every price point and in...

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Understand Your Options To Avoid Foreclosure

Written by Sandestin FL Mortgage Syndicated User on . Posted in Mortgage Sandestin FL, Sandestin Mortgage.

Even though experts agree there’s no chance of a large-scale foreclosure crisis, there are a number of homeowners who may be coming face-to-face with foreclosure as a possibility. And while the overall percentage of homeowners at risk is decreasing with time (see graph below), that’s little comfort to those individuals who are facing challenges today.If you haven’t taken advantage of the forbearance period, it may be time to research and understand your options. It starts with knowing what foreclosure is. Investopedia defines it like this: “Foreclosure is the legal process by which a lender...

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Reasons You Should Consider Selling This Fall

Written by Sandestin FL Mortgage Syndicated User on . Posted in Mortgage Sandestin FL, Sandestin Mortgage.

If you’re trying to decide when to sell your house, there may not be a better time to list than right now. The ultimate sellers’ market we’re in today won’t last forever. If you’re thinking of making a move, here are four reasons to put your house up for sale sooner rather than later. 1. Your House Will Likely Sell Quickly According to the Realtors Confidence Index released by the National Association of Realtors (NAR), homes continue to sell quickly – on average, they’re selling in just 17 days. As a seller, that’s great news for you. Average days on market...

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Your Agent Is Key When Pricing Your House [INFOGRAPHIC]

Written by Sandestin FL Mortgage Syndicated User on . Posted in Mortgage Sandestin FL, Sandestin Mortgage.

Some Highlights Pricing your house right takes market experience and expertise. To find the best list price, your agent balances current market demand, values of homes in your neighborhood, where prices are headed, and your home’s condition. If you’re ready to sell, don’t guess on the price. Let’s connect today so we price your house to attract multiple offers and maximize your return on investment. Content previously posted on Keeping Current Matters href=”https://www.simplifyingthemarket.com/en/?a=429471-6e7ae3e7d7cea4059ea7d116981248f9″>Keeping Current Matters

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5 Reasons Today’s Housing Market Is Anything but Normal

Written by Sandestin FL Mortgage Syndicated User on . Posted in Mortgage Sandestin FL, Sandestin Mortgage.

There are many headlines out there that claim we’re reverting to a more normal real estate market. That would indicate the housing market is returning to the pre-pandemic numbers we saw from 2015-2019. But that’s not happening. The market is still extremely vibrant as demand is still strong even while housing supply is slowly returning. Here’s the definition of normal from the Merriam-Webster Dictionary: “conforming to a type, standard, or regular pattern: characterized by that which is considered usual, typical, or routine.” Using this definition, here are five housing industry metrics that...

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